Analysis of the Factors Affecting the Development of Commercial Health Insurance in China

Abstract

This article analyzes the factors affecting the supply and demand of commercial health insurance, with an empirical research on the factors influencing the development of Chinese commercial health insurance, and uses EVIEWS software to perform a regression analysis on health insurance related data from 2000 to 2014. Increase in urban per capita disposable income: The increased depth of commercial health insurance and the increasing number of people covered by urban basic medical insurance can boost commercial health insurance premiums; while the increase in per capita health costs is negatively related to the development; annual GDP, education expenditure per capita, government expenditure in health expenditure and commercial health insurance.