Transaction Authentication Scheme Based on Enhanced Signature RTD for NFC Payment Service Environments

Abstract

Recently, the combination of mobile and NFC aroused great momentum for Activation of NFC services market. Especially, the realization of mobile NFC payment services is expected to go commercial, and it is widely attracting attention both on a domestic and global level. However, this realization would increase privacy infringement, as personal information is extensively used in the NFC technology. One example of such privacy infringement would be the case of credit card information hacking by POS terminal based on KS X 6928, standard. we proposed a secure transaction authentication scheme based on enhanced signature RTD in NFC payment service environments to using signature RTD standard and KS X 6928 standard.