Financial inclusion in Algeria: between the necessity of application and the challenges of realization during (4002-4042)

Fatma Benyoub, Sihem Boufelfel
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Abstract

Financial inclusion is considered the cornerstone of the financial health of economies and a fundamental pillar of development. From this standpoint, this research paper aims to examine the efforts made by government authorities and the extent of their contribution for activating the reality of financial inclusion in Algeria. The study concluded, that there is a will on the part of the public authorities that culminated in taking several measures, and policies to enhance financial inclusion, and despite the efforts made, indicators of financial inclusion in Algeria (financial depth, financial availability, automated teller machines, financial use) remain below the levelcompared to other countries as a result, A set of common obstacles between the authorities and individuals 
阿尔及利亚的普惠金融:在应用的必要性和实现的挑战之间(4002-4042)
普惠金融被认为是各经济体金融健康的基石,也是发展的根本支柱。从这个角度来看,本研究论文旨在研究政府当局所做的努力以及他们为激活阿尔及利亚金融包容性现实所做的贡献程度。该研究的结论是,公共当局最终采取了若干措施和政策来加强金融包容性,尽管做出了努力,但阿尔及利亚的金融包容性指标(金融深度、金融可用性、自动柜员机、金融使用)仍低于其他国家的水平,因此当局和个人之间存在一系列共同障碍
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