The Impact of Financial Literacy, Financial Socialization Agents, and Parental Norm on Money Management of Universitas Tarumanagara Students

International Journal of Application on Economics and Business Pub Date : 2023-07-07 DOI:10.24912/ijaeb.11.393-401

Steffani Nugraha, H. Budiono, H. Wiyanto

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Abstract

The aim of this research is to determine the impact of financial literacy, financial socialization agents, and parental norm on money management of Universitas Tarumanagara students. This study used 163 respondents from the students of the Faculty of Economics and Business, Universitas Tarumanagara. Data collected in this study using a questionnaire. The research design in this study used descriptive research with the sampling technique used non-probability sampling technique, namely convenience sampling. Analysis of the data used is the Structural Equation Model (SEM) using the Smart-PLS version 3.3.5 software as a data analysis tool. The results obtained in this study are financial literacy has a positive and significant impact on money management of Universitas Tarumanagara students, financial socialization agents have a positive and significant impact on money management of Universitas Tarumanagara students, and parental norm has a positive and significant impact on the money management of Universitas Tarumanagara students.

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财务素养、财务社会化代理人与父母规范对塔鲁玛纳加拉大学学生理财的影响

本研究旨在探讨财务素养、财务社会化代理人及父母规范对塔鲁马纳加拉大学学生理财的影响。这项研究使用了163名来自塔鲁马纳加拉大学经济与商业学院的学生。本研究采用问卷调查方式收集数据。本研究的研究设计采用描述性研究，抽样技术采用非概率抽样技术，即方便抽样。使用的数据分析是结构方程模型(SEM)，使用Smart-PLS 3.3.5版本软件作为数据分析工具。本研究结果显示，财务素养对塔鲁马纳加拉大学学生的理财有正向显著影响，财务社会化中介对塔鲁马纳加拉大学学生的理财有正向显著影响，父母规范对塔鲁马纳加拉大学学生的理财有正向显著影响。

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International Journal of Application on Economics and Business

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