The Mechanism Design of Third Party Assure-Payment Platform

Abstract

This paper puts forward a new thought of application about the third party assure-payment platform in BtoB mode. The third payment platform has often been applied to BtoC and CtoC, as the guarantee of exchange and payment agency, but now the third payment platform has not play a security role fundamentally. The application about the third payment platform in BtoB has some obstacles. This paper discusses the improvement of guarantee mechanism of the third party payment platform, the operating mode and payment process, analyzes its value chain and charge mode.