Credit Risk and its Determinants: A Study on the Uob Bank in Singapore

Abstract

This study explores the impact of credit risk on the performance of UOB Bank of Singapore. The data for this study comes from the annual reports of the bank for five years. This study purpose is to analyse the impact of credit risk of UOB Bank of Singapore towards its financial performance. The investigation period is limited which from 2015 until 2019, the dependent variable of this study is credit risk, which is a measure of bank performance with internal and external factors. Regression analysis is used to test research hypotheses. In this study, descriptive analysis included such as credit risk (CR), internal factors, and macroeconomic environment was used to compare the performance of the bank for five years.