Performance Des entreprises informelles en Côte d’Ivoire : Quelle contribution du microcrédit?

Abstract

This study assesses the link between access to microcredit and the performance of informal enterprises in Côte d'Ivoire based on the quasi-experimental approach using the PSM (Propensity Score Matching) method. The results show that microcredit has a positive and significant impact on the performance of informal enterprises. Access to microcredit contributes to increasing turnover, net income and labor force, but this contribution is small in terms of labor force growth. One of the main reasons for this weakness is the reimbursement policy practiced by Microfinance Institution (MFIs). Indeed, this policy is perceived by the beneficiaries as a major constraint in the development of their activities. Mots clés: Approche quasi-expérimentale, Entreprises informelles, Performance, Microcrédit