Ecosistema Fintech, el futuro de la nueva economía

Abstract

Currently, Mexico has witnessed the emergence of a class of businesses or shops, all of them managed from the Internet. These new forms of commerce have focused on certain specific areas: payments by digital means, crowdfunding and virtual assets. Technology advances rapidly, to such an extent that they are already part of finance; to such a degree that they have created the Fintech concept, which combines both definitions, such as technology and finance. Fintech refers to that area of administrative sciences, it can even be known as a new area of finance and information technology. However, in our country it is relatively new, despite the fact that both the concept and the regulations already existed in other nations; In Mexico, regulation was established at the beginning of 2018 for all companies that will be managed within the Fintech ecosystem; although to this day, there are still more aspects to improve on this law. This research aims to expose basic aspects of what makes up the entire ecosystem. Everything collected has been based on information analysis, statistics and reading of various research articles. In this way, the information has been selected, in order to provide a clearer and more concise overview of this finance model. Although, truth be told, it became complicated due to the little relative information on the subject. However, with the results obtained, it has been possible to establish clear information, with which it can be possible to sow interest in the subject.