Financial Technology and Innovative Financial Inclusion

Sumarsono, A. Al-Mudimigh, M. Anshari
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引用次数: 18

Abstract

A portmanteau of financial technology (FinTech) centralizes on the innovative use of smart mobile devices to design and deliver financial services and products, elevating an innovative way of delivering financial services. The chapter mainly focuses on the definition and the importance of FinTech to the financial ecosystem especially in the Southeast Asia region. It focuses on how financial technology (FinTech) came to be, how transactions in the past mostly use cash, and then shifted to credit card and then shifted to a cashless transaction, for example using e-wallet or simply using smartphone for any financial transaction. The research found out how the huge percentage of internet users in the Southeast Asia region were the cause of the development of FinTech companies in the region for FinTech startups. It also showed how FinTech helped to provide solutions for financial inclusion, especially unbanked population.
金融科技与创新普惠金融
金融科技(FinTech)是金融科技的一个组合,集中于创新地使用智能移动设备来设计和提供金融服务和产品,提升了提供金融服务的创新方式。本章主要关注金融科技的定义和对金融生态系统的重要性,特别是在东南亚地区。它侧重于金融技术(FinTech)是如何产生的,过去的交易大多使用现金,然后转移到信用卡,然后转移到无现金交易,例如使用电子钱包或简单地使用智能手机进行任何金融交易。该研究发现,东南亚地区庞大的互联网用户比例是该地区金融科技初创公司发展的原因。它还展示了金融科技如何帮助为普惠金融提供解决方案,特别是没有银行账户的人群。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
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