Effect of Financial Ratio on Profitability of Comercial Banks: A Systematic Literature Review

Proceedings of the 2nd Padang International Conference on Education, Economics, Business and Accounting (PICEEBA-2 2018) Pub Date : 2019-04-01 DOI:10.2991/PICEEBA2-18.2019.55

Debby Andesfa, Erni Masdupi

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引用次数: 6

Abstract

This research is motivated by the effect of financial ratio on profitability of comercial banks. Some financial ratio factors that affect the performance of the bank are capital adequacy ratio (CAR), non performing loan (NPL), loan to deposit ratio (LDR) to its profitability. The review covers 26 journal articles published from 2000 to 2017 and a few months of 2012. The 26 articles classified “profitability” and “Effect of Financial Ratio” comercial banks in businesses into three distinct categories: the "capital adequacy ratio (ROA)," "capital adequacy ratio (CAR)," Effect of Financial Ratio " non performing loan (NPL)," “loan to deposit ratio (LDR),”. The findings reveal that “Profitability” were the most frequently category has been considered in the literature. This review provides a source for discovering business impacts of social network sites and will help to simulate further interest in the area. Keyword: financial ratio, profitability

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财务比率对商业银行盈利能力的影响:系统文献综述

本研究的动机是财务比率对商业银行盈利能力的影响。影响银行业绩的财务比率因素有资本充足率(CAR)、不良贷款(NPL)、存贷比(LDR)对其盈利能力的影响。该综述涵盖了2000年至2017年以及2012年几个月发表的26篇期刊文章。这26篇文章将商业银行的“盈利能力”和“财务比率的影响”分为三大类:“资本充足率(ROA)”、“资本充足率(CAR)”、“财务比率的影响”、“不良贷款(NPL)”、“贷存比(LDR)”。研究结果表明，“盈利能力”是文献中最常考虑的类别。这篇综述为发现社交网站的商业影响提供了一个来源，并将有助于模拟对该领域的进一步兴趣。关键词:财务比率，盈利能力

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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Proceedings of the 2nd Padang International Conference on Education, Economics, Business and Accounting (PICEEBA-2 2018)

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