Analysis on Farmers' Entrepreneurship Decision-making Based on digital technologies

Chen Xiaofang, Yang Jianzhou
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引用次数: 2

Abstract

In the tide of digital economy development, the importance and advantages of digital Inclusive Finance have been highlighted. Based on big data, artificial intelligence, blockchain, cloud computing and other digital means, digital inclusive finance can skip the expensive and time-consuming financial infrastructure construction, and greatly reduce the cost of financial institutions to provide services, improve the penetration rate of financial services, so as to greatly improve the availability of financial resources, especially to improve the availability of financial services for vulnerable groups excluded by traditional financial institutions. Based on the advantages of digital technology, this paper discusses how digital inclusive finance can promote the entrepreneurial activities of peasant households by alleviating liquidity constraints, improving risk response ability, promoting human capital accumulation, and enhancing social capital. This paper has a positive significance for promoting the development of digital technology, giving play to the role of digital inclusive finance in promoting peasant households' entrepreneurial activities, and then stimulating the source power of rural economic development and self-hematopoietic function.
基于数字技术的农民创业决策分析
在数字经济发展的大潮中,数字普惠金融的重要性和优势凸显出来。基于大数据、人工智能、区块链、云计算等数字化手段,数字普惠金融可以跳过昂贵、耗时的金融基础设施建设,大大降低金融机构提供服务的成本,提高金融服务的渗透率,从而大大提高金融资源的可用性。特别是要改善被传统金融机构排除在外的弱势群体获得金融服务的机会。基于数字技术的优势,探讨数字普惠金融如何从缓解流动性约束、提高风险应对能力、促进人力资本积累、增强社会资本等方面促进农户创业活动。本文对于促进数字技术的发展,发挥数字普惠金融对农户创业活动的促进作用,进而激发农村经济发展的源动力和自身造血功能具有积极意义。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
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