Characteristics of Financial Technology as Financing Alternative Capitalization of Medium Small-Medium Enterprises (MSME)

Dwi Tatak Subagiyo
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引用次数: 3

Abstract

Characteristics of Financial Technology as a Financial Institution that uses information technology to provide financial solutions by prioritizing compliance with the principles of prudence and risk management. The characteristics of Financial Technology institutions are getting a loan quickly; Makes Payment Easier; Make Loan Payments without Additional Fees. Peer to Peer Lending (P2P lending) system in providing financial services is done through information technology based. The financial services institution Peer to Peer Lending (P2P Lending) is a financial technology financial institution (Fintech). Financial Technology (Fintech) as a Literacy Source for Financing Micro, Small and Medium Enterprises; Financial Technology (Fintech) As a Facilitator in MSME Development; Financial Tecnology (Fintech) as a driver for Micro, Small and Medium Enterprises to Increase National Financial Inclusion. The Role of the Financial Services Authority (OJK) and the Indonesian Joint Funding Fintech Association (AFPI) As Regulations and Oversight of Financial Technology Institutions (Fintech) in Indonesia.
金融科技作为中小微企业融资替代资本化的特征
金融科技作为金融机构的特点,利用信息技术提供金融解决方案,优先遵循审慎和风险管理的原则。金融科技机构的特点是快速获得贷款;使支付更容易;在没有额外费用的情况下偿还贷款。点对点借贷(P2P Lending)系统在提供金融服务方面是通过信息技术来完成的。金融服务机构点对点借贷(P2P Lending)是一种金融科技金融机构(Fintech)。金融科技作为中小微企业融资的素养来源金融科技在中小微企业发展中的推动作用金融科技(Fintech)是中小微企业提高国家普惠金融的驱动力。金融服务管理局(OJK)和印度尼西亚联合融资金融科技协会(AFPI)在印度尼西亚金融技术机构(Fintech)的监管和监督中的作用。
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