P2P-Paid: A Peer-to-Peer Wireless Payment System

Jerry Gao, Krishnaveni Edunuru, Jacky H. Cai, Simon Shim
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引用次数: 46

Abstract

The fast advance of wireless networking, communication, and mobile technology is making a big impact on daily life. The significant increase of mobile device users has caused a strong demand for secured wireless information services and reliable mobile commerce applications. Since wireless payment is a critical part of most wireless information services and mobile commerce applications, generating secured mobile payment systems is becoming a hot research topic in both the e-commerce research community and wireless commerce industry. This paper proposes a peer-to-peer wireless payment system, known as P2P-Paid, to allow two mobile users to conduct wireless payment transactions over Bluetooth communications. The system uses a 2-dimensional secured protocol, which not only supports the peer-to-peer (P2P) payment transactions between two mobile clients using Bluetooth communications, but also supports the related secured transactions between the payment server and mobile clients. This paper provides a system overview about system functional features, system architecture, and technologies used. Moreover, an integrated security solution for the P2P-Paid system is described. Our first phase implementation is reported, and application examples are given to demonstrate the functions and feasibility of this system
p2p支付:一种点对点无线支付系统
无线网络、通信和移动技术的快速发展正在对日常生活产生重大影响。随着移动设备用户的大幅增加,对安全的无线信息服务和可靠的移动商务应用产生了强烈的需求。由于无线支付是大多数无线信息服务和移动商务应用的重要组成部分,因此生成安全的移动支付系统已成为电子商务研究界和无线商务行业的研究热点。本文提出了一种点对点无线支付系统,即P2P-Paid,允许两个移动用户通过蓝牙通信进行无线支付交易。系统采用二维安全协议,不仅支持两个移动客户端之间通过蓝牙通信进行P2P支付交易,还支持支付服务器与移动客户端之间的相关安全交易。本文概述了系统的功能特点、系统架构和使用的技术。此外,本文还介绍了p2p支付系统的集成安全解决方案。报告了系统的第一阶段实现,并给出了应用实例,说明了系统的功能和可行性
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