DIGITALIZATION PARADIGM OF UKRAINIAN FINANCIAL MARKET

Issue Vol 20, No 4 Pub Date : 2021-12-01 DOI:10.35774/jee2021.04.648

O. Khamidov, A. Mamanazarov, I. Maksymova, Kateryna Slusarenko, V. Kulishov

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引用次数: 2

Abstract

The article examines the key concepts and theories of modern digitalization paradigm of global financial market, its equilibrium, conditions of financial centres, e-commerce, and FinTech companies. It identifies positive and negative aspects of financial market digitalization and its transformation in global digitalization. Effective principles for the digitalization of Ukraine’s economy are explored. The key ways of financial market digitalization are outlined. The article presents a framework of indicators for the digitalization of the financial market in Ukraine. Quantitative analysis is applied to the indicators grouped by type: general indicators of online financial activity of the population; indicators of online and offline accumulation of funds; indicators of credit activity. In addition, some ways to digitalize Ukrainian market are outlined and hierarchical model of FinTech sectors in Ukraine is proposed. This allows us to identify the most promising areas for the future development of financial technologies in such areas as cash flow services, innovations and new standards of technological services, and application development. It is substantiated that in addition to the commonly used payment tools, the most promising areas in Ukraine are the development of IT solutions, financial asset analytics, marketplaces and neo-banking.

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乌克兰金融市场的数字化范式

本文考察了全球金融市场现代数字化范式的关键概念和理论、均衡、金融中心条件、电子商务和金融科技公司。它确定了金融市场数字化及其在全球数字化中的转型的积极和消极方面。探讨了乌克兰经济数字化的有效原则。概述了金融市场数字化的主要途径。本文提出了乌克兰金融市场数字化的指标框架。对按类型分组的指标进行定量分析:人口网上金融活动的一般指标;线上线下资金积累指标;信贷活动指标。此外，概述了乌克兰市场数字化的一些方法，并提出了乌克兰金融科技行业的分层模型。这使我们能够确定未来金融技术发展最有前途的领域，如现金流服务、技术服务的创新和新标准，以及应用开发。事实证明，除了常用的支付工具外，乌克兰最有前途的领域是It解决方案的开发、金融资产分析、市场和新银行。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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Issue Vol 20, No 4

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