DIGITAL ECONOMY: DEVELOPMENT PROSPECTS AND POSSIBLE RISKS

Abstract

The formation of a digital economy is one of the current trends of our time, opening up new prospects and opportunities for the development of high-tech business, improving public administration, and improving the quality of life of people. However, digitalization contains challenges and threats, in particular to the national interests of the country in the economic sphere. The article analyzes the main risks and threats to economic security associated with digitalization and identifies two groups: risks resulting from digitalization and risks that hinder digitalization. It is noted that the maximum use of the benefits and advantages that digitalization brings, and the neutralization of potential threats require active regulation by the state. The most important document that determines the development of digitalization in the country is analyzed — the national program “Digital Economy of the Russian Federation” from the point of view of taking into account potential threats and risks of the development of digital processes in its constituent federal projects in order to neutralize their possible negative impact on the socio-economic sphere. Based on the assessment of the implementation of the national program, the types of risks that may hinder its effective implementation have been identified. In order to create an effective risk management system that arises in the process of digitalization, it is proposed to form at the federal level a unified standard classifier of the risks of implementing the digital transformation of the economy and, on its basis, a register of identified risks. The organization of systematic work to identify and neutralize risks will contribute to the successful digital transformation of the country.