An Analysis of Mudhrabah Contract, Profit Sharing Rate, and Grant (Hibah) of Mudharabah Influence Customer’s Interest to do Saving Case Study: Muamalat Bank, Sragen Branch in 2017
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Abstract
The purpose of this research is to analyze the influence of mudharaba contract, profit sharing rate and grant of mudharabah muthlaqah contract on customer’s interest to do saving and to ascertain how the mechanism of grant distribution on the mudharabah muthlaqah contract in Muamalat Bank of Indonesia, branch of Sragen. The findings are that Mudharaba Contract, Profit Sharing Rate and Grant on the Mudharabah contract, had influenced the customer’s interest to do saving in Muamalat Bank. Resulted that F test had shown F point as much as 2,783 with significant point as much as 0,165 more than 0.05, while determination coefficient was shown by R2 as much as 0.093 or 9,3% had influenced on the customer’s interest to do saving, while the 90,7% had influenced by other factor.
Mudharabah Contract、Profit Sharing Rate、Grant (Hibah)对客户储蓄兴趣的影响分析——以2017年Muamalat Bank Sragen Branch为例
本研究的目的是分析mudharabah muthlaqah合同、利润分成率和mudharabah muthlaqah合同的授予对客户储蓄兴趣的影响,并确定Sragen印尼Muamalat银行分行mudharabah muthlaqah合同的授予分配机制如何。研究发现,Mudharabah Contract, Profit Sharing Rate and Grant on Mudharabah Contract影响了客户在Muamalat Bank储蓄的兴趣。结果F检验显示F点高达2783,显著性点高达0.165,大于0.05,而决定系数R2显示为0.093或9.3%影响了客户的储蓄兴趣,而其他因素影响了907%。