Minority Entrepreneurship and Access to Finance

Elizabeth A. Berger, John H. Y. Edwards, Yang Wang
{"title":"Minority Entrepreneurship and Access to Finance","authors":"Elizabeth A. Berger, John H. Y. Edwards, Yang Wang","doi":"10.2139/ssrn.3518018","DOIUrl":null,"url":null,"abstract":"We explore whether financial access explains persistent gender and racial imbalance in entrepreneurship. The 1979 NLSY overlaps with bank deregulation events between 1971 and 2001, permitting a difference in differences analysis of the propensity for young people to attempt entrepreneurship. We find that the movement away from local finance supported new entry by African American men into entrepreneurship, but not by women of any race. We show that financial access is an important determinant of the propensity of young adults to become entrepreneurs and provide new evidence about a mechanism through which the demographic gap in entrepreneurship might be closed.","PeriodicalId":448175,"journal":{"name":"Comparative Political Economy: Comparative Capitalism eJournal","volume":"215 1","pages":"0"},"PeriodicalIF":0.0000,"publicationDate":"2020-01-12","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"0","resultStr":null,"platform":"Semanticscholar","paperid":null,"PeriodicalName":"Comparative Political Economy: Comparative Capitalism eJournal","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.2139/ssrn.3518018","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"","JCRName":"","Score":null,"Total":0}
引用次数: 0

Abstract

We explore whether financial access explains persistent gender and racial imbalance in entrepreneurship. The 1979 NLSY overlaps with bank deregulation events between 1971 and 2001, permitting a difference in differences analysis of the propensity for young people to attempt entrepreneurship. We find that the movement away from local finance supported new entry by African American men into entrepreneurship, but not by women of any race. We show that financial access is an important determinant of the propensity of young adults to become entrepreneurs and provide new evidence about a mechanism through which the demographic gap in entrepreneurship might be closed.
少数民族创业和获得融资
我们探讨金融获取是否解释了创业中持续存在的性别和种族失衡。1979年NLSY与1971年至2001年间的银行放松管制事件重叠,允许对年轻人尝试创业的倾向进行差异分析。我们发现,远离地方财政的运动支持了非裔美国男性进入创业领域,但对任何种族的女性都没有。我们表明,金融渠道是年轻人成为企业家倾向的重要决定因素,并提供了新的证据,证明通过这种机制可以缩小创业方面的人口差距。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
求助全文
约1分钟内获得全文 求助全文
来源期刊
自引率
0.00%
发文量
0
×
引用
GB/T 7714-2015
复制
MLA
复制
APA
复制
导出至
BibTeX EndNote RefMan NoteFirst NoteExpress
×
提示
您的信息不完整,为了账户安全,请先补充。
现在去补充
×
提示
您因"违规操作"
具体请查看互助需知
我知道了
×
提示
确定
请完成安全验证×
copy
已复制链接
快去分享给好友吧!
我知道了
右上角分享
点击右上角分享
0
联系我们:info@booksci.cn Book学术提供免费学术资源搜索服务,方便国内外学者检索中英文文献。致力于提供最便捷和优质的服务体验。 Copyright © 2023 布克学术 All rights reserved.
京ICP备2023020795号-1
ghs 京公网安备 11010802042870号
Book学术文献互助
Book学术文献互助群
群 号:604180095
Book学术官方微信