Evaluation on the Synergy Degree of Digital Finance and Regional Economic Development

Jiongcheng Lu, X. Hou
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Abstract

To measure the level of coordinated development of digital finance and regional economy, understand the development trend of digital finance and regional economy. Based on the synergistic effect of digital finance and regional economic development, the study selects the 4 order parameters of the regional digital finance subsystems reflecting the breadth of digital finance, the depth of digital finance, and the level of digitalization and 7 order parameters of the regional economic subsystems reflecting economic structure, total economic volume, and economic benefits. Thus, the study applies the order parameter method of system synergy measure to construct the synergy evaluation model of digital finance and regional economic development and adopt the model to Peking University Hewlett-Packard Financial Index and the coordinated development of the regional economy. As a result, the synergy of digital finance and regional economy in Beijing shows an M-shaped development trend of alternating increases and decreases. The overall level of synergy is at a low level.
数字金融与区域经济发展协同度评价
衡量数字金融与区域经济的协调发展水平,了解数字金融与区域经济的发展趋势。基于数字金融与区域经济发展的协同效应,选取反映数字金融广度、数字金融深度和数字化水平的区域数字金融子系统的4个序参量,以及反映经济结构、经济总量和经济效益的区域经济子系统的7个序参量。因此,本研究运用系统协同测度的序参数方法构建了数字金融与区域经济发展的协同评价模型,并将该模型应用于北京大学惠普金融指数与区域经济的协调发展。因此,北京市数字金融与区域经济的协同效应呈现出增减交替的m型发展趋势。整体协同水平较低。
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