Financial technologies in the context of modern enterprise management processes in domestic and international markets

Anastasiya Makarenko, Yuliia Tataryntseva, A. Zubkova, Sophia V. Pilipenko, Inna S. Parkhuts
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引用次数: 1

Abstract

Object of research. The object of the research is the economic processes that take place in Ukraine during the development of financial technologies. One of the most problematic places is the crisis which was in 2008, at the present time many problems have emerged from the financial and economic side that had to be solved. Methodology. In the course of the study, the methods of deduction and induction were used to determine the peculiarities of the development of financial technologies in Ukraine. Findings. The state of financial technologies in Ukraine was analyzed at different times, during crises and after, the victories highlighted at the present time in this area, as well as the problems posed still need to be corrected. The presented options for solving some of the problems allows us to conclude that the development of financial technology is growing rapidly, passing and solving past issues and problems and setting new tasks for itself, although this industry is still very young. Originality.Originalitylies in the definition of the peculiarities of the development of financial technologies in Ukraine, as a new specific industry. Practical and / or theoretical value. The practical significance lies in the fact that the article describes the economic and financial problems of the country in crisis conditions and after them, how the development of financial technologies affects society, what consequences the country experiences, what problems there are and what the solutions will be. The results obtained will be used in further research for statistical forecasting of the success of the development of financial technologies in Ukraine. Clarified the definition of the essence of the category of "financial technology", which we consider as a synthesis of digital technologies and innovations in the financial sector, used for the provision, expansion and distribution of financial services by technology companies. For the effective and safe functioning and development of digital financial technologies, it is necessary to adhere to a competent and systematic approach on the part of the state on the legal regulation of the Fintech sphere. In today's realities, the implementation of the above measures will contribute to the prospective development of Fintech in Ukraine and the integration of financial technologies into the main spheres of society.
金融科技背景下的现代企业管理流程在国内外市场的应用
研究对象。研究的对象是乌克兰在金融技术发展过程中发生的经济过程。最有问题的地方之一是2008年的危机,目前许多问题已经从金融和经济方面出现,必须解决。方法论。在研究过程中,采用演绎和归纳的方法来确定乌克兰金融技术发展的特殊性。乌克兰的金融技术状况在危机期间和危机之后的不同时间进行了分析,目前在这一领域突出的胜利,以及所提出的问题仍然需要纠正。提出的解决一些问题的方案使我们可以得出结论,金融技术的发展正在迅速发展,虽然这个行业仍然很年轻,但它正在解决过去的问题和问题,并为自己设定新的任务。原创性:原创性在于将乌克兰金融技术发展的特点定义为一个新的特定行业。实用和/或理论价值。现实意义在于,文章描述了国家在危机条件下的经济和金融问题以及危机之后,金融技术的发展如何影响社会,国家经历了什么后果,存在什么问题以及如何解决。所获得的结果将用于进一步的研究,以统计预测乌克兰金融技术发展的成功。澄清了“金融科技”范畴本质的定义,我们认为金融科技是数字技术与金融领域创新的综合,用于科技公司提供、扩展和分销金融服务。为了数字金融技术的有效和安全运行和发展,有必要坚持国家在金融科技领域的法律监管方面采取有效和系统的方法。在当今的现实中,上述措施的实施将有助于乌克兰金融科技的未来发展,并将金融技术融入社会的主要领域。
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