Faktor-Faktor Yang Mempengaruhi Minat Menggunakan E- Money Flazz BCA di Kabupaten Tangerang

Dwiki Zarasky, Lies Handrijaningsih, Anisah Anisah, Septi Mariani Tis A. Ramadhani
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Abstract

ABSTRACTTechnological support for innovation brings changes in people's needs for a payment instrument that can meet speed, accuracy, and security in every electronic transaction. The electronic payment system or payment with electronic money (e-money) is influenced by advances in technological developments and changes in people's lifestyles. This study aims to determine the trust, social influence, and perceived benefits of the interest in using BCA E-Money Flazz in Tangerang City. Methods of data collection using questionnaires. The data of this research are primary, the determination of the sample uses a purposive sampling technique, and the respondents are consumers of e-money Flazz BCA in Tangerang City. The analytical tools in this study consist of; validity test, reliability test, classical assumption tests, multiple linear regression, t test, F test, and determination test. Processing the results of the questionnaire in this study using SPSS (Statistical Product and Service Solutions). The results showed that trust, social influence, and perceived benefits influenced the interest in using partially and simultaneously on the interest in using e-money.Keywords: Trust, Social Influence, Perception of Benefits, Interest in Using.
摘要创新的技术支撑改变了人们对支付工具的需求,使其能够满足每一笔电子交易的速度、准确性和安全性。电子支付系统或电子货币支付(e-money)是受技术发展进步和人们生活方式变化的影响而产生的。本研究旨在探讨坦格朗市居民对使用BCA电子货币的信任感、社会影响力及感知利益。采用问卷调查法收集数据。本研究的数据是第一手的,样本的确定采用了有目的的抽样技术,受访者是橘子市电子货币Flazz BCA的消费者。本研究的分析工具包括:效度检验、信度检验、经典假设检验、多元线性回归、t检验、F检验、决定检验。本研究使用SPSS (Statistical Product and Service Solutions)对问卷结果进行处理。结果表明,信任、社会影响和感知利益对电子货币使用兴趣有部分影响,同时也对电子货币使用兴趣有影响。关键词:信任,社会影响,利益感知,使用兴趣。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
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