Analysis Of Profitability Before And After Changing The Interest Rate Of Other General Credit At Pt. Bank Sulselbar Centre Office Makassar

Tasharruf: Journal Economics and Business of Islam Pub Date : 2018-09-13 DOI:10.30984/TJEBI.V3I1.656

Y. Utami

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Abstract

AbstractThe purpose of this research is to find out how to increase profitability before and after changes in other public credit interest rates at PT. Bank Sulselbar Makassar Head Office.The analytical method used is a paired sample T-test analysis of the comparison before and after the change in KUL credit interest rates at PT. Bank Sulselbar Makassar Head Office with the help of SPSS Version 21.0There is a significant difference in Profitability values before and after changes in other public loan rates. The results of the study show that the average profitability value before the change in other public credit interest rates is 32.38% and after the change in other public lending rates by 42.45%. This shows that there was an increase in the average value of profitability of 10.07% due to changes in other public lending rates.Based on the results of the research and discussion that has been done, it can be concluded that the results of the study indicate that there are significant positive differences in the value of profitability before and after changes in other public credit interest ratesKeywords: Profitability, Interest Rate

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望加锡银行苏塞尔巴中心办事处其他一般信贷利率变动前后盈利能力分析

摘要本研究旨在探讨望加锡银行总行在其他公共信贷利率变动前后如何提高盈利能力。使用的分析方法是配对样本t检验分析PT. Bank Sulselbar Makassar总行KUL信贷利率变化前后的比较，借助SPSS Version 21.0。其他公共贷款利率变化前后的盈利能力值存在显著差异。研究结果表明，其他公共信贷利率变化前的平均盈利能力值为32.38%，其他公共借贷利率变化后的平均盈利能力值为42.45%。这表明，由于其他公共贷款利率的变化，盈利能力的平均值增加了10.07%。根据已经做的研究和讨论的结果，可以得出结论，研究结果表明，在其他公共信贷利率变化前后，盈利能力的价值存在显著的正差异。关键词:盈利能力，利率

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Tasharruf: Journal Economics and Business of Islam

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