MORTGAGE LENDING MARKET: RESULTS OF 2022 AND FORECAST FOR 2023

Abstract

The subject of the study is the mortgage lending market. The purpose of the study is to consider the problems and prospects for the development of the mortgage lending market. The objectives of the study are to reflect the key trends in the development of the bank mortgage lending market in the face of geopolitical uncertainty, to consider expert opinions regarding the forecast of its development. The novelty of the study: the problems and prospects for the development of the mortgage lending market are identified, the forms of its state support are considered. Conclusions: affordable loans are an important factor in the stable development of the real estate market. A popular area of mortgage lending is preferential mortgages with state support. The development of tranche mortgages, rental housing (leasing), digital mortgages is expected.