KETETAPAN HUKUM DAN REKONSTRUKSI PARAMETER HILAH PADA PRAKTIK PERBANKAN SYARIAH

Diky Faqih Maulana, Abdul Rozak
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引用次数: 1

Abstract

Many Islamic bank products and contracts are not in accordance with sharia principles. This research will discuss in detail the related hilah in Islamic banking practices and the differences in bank interest with margins, fees, and profit sharing on Islamic bank financing. This research is a qualitative research which is literature study. The results showed that the use and parameters of hilah in syari'ah banking were different and it could be measured to what extent the practice violated the principles of syari'ah or not. Basically, the profit-sharing system, fees and margins are designed to bridge anti-usury groups, but not a few of the syari'ah banks use law to wrap a product or contract with the syari'ah label because in practice it is far from theory and principle. shari'ah. The standard of hilah, where a contract or product must meet Qasd al-shari ', Qasd al-mukallaf, Wasa'il, Maslahah, Rukhsoh and Azimah. If a contract or product meets the five parameters above then it is categorized as masyru'ah (which is permissible), but if it does not fulfill it, even the opposite, it is classified as mazmumah (which is prohibited).
伊斯兰银行业的法治和内部参数的重建
许多伊斯兰银行产品和合同不符合伊斯兰教法原则。本研究将详细讨论伊斯兰银行实践中的相关hilah,以及伊斯兰银行融资中银行利息与保证金、费用和利润分享的差异。本研究为质性研究,属文献研究。结果表明,在伊斯兰银行中,希拉的使用和参数是不同的,可以衡量这种做法在多大程度上违反了伊斯兰教的原则。基本上,利润分享制度、费用和利润是为了连接反高利贷团体而设计的,但也有不少伊斯兰银行利用法律给产品或合同贴上伊斯兰教的标签,因为在实践中,这与理论和原则相距甚远。莎丽'ah。hilah的标准,合同或产品必须符合Qasd al-shari ', Qasd al-mukallaf, Wasa'il, Maslahah, Rukhsoh和Azimah。如果一个合同或产品符合上述五个参数,那么它被归类为masyru'ah(这是允许的),但如果它不满足它,甚至相反,它被归类为mazmumah(这是禁止的)。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
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