ENSURING THE SMOOTH OPERATION OF PHYSICAL TECHNOLOGY COMPANIES IN DISTRIBUTED ENVIRONMENTS

O. Astanakulov, G. Abdurakhmanova, M. Balbaa, S. Goyipnazarov
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Abstract

Abstract: In scientific research, the development of FinTech Innovations is often associated with an increase in the level of financial inclusion of households. A common problem with traditional financial intermediaries and financial systems in general is that certain categories of individuals, for various reasons, do not have access to financial services or can only use a limited list of them. An example of financial exclusivity in this case is the inability of a person to obtain a loan on acceptable terms. Financial inclusion involves the inclusion of an individual in the system of financial relations with access to a wide range of financial services. The system of financial relations of households covers both internal financial relations formed in the household itself between its members and in relation to the management of personal finances of a person, and external ones, including financial relations of the household with the state, enterprises, financial institutions, and other households. The problems of financial inclusion are the subject of research by both individual scientists and various international institutions and organizations, including the World Bank, the International Monetary Fund, the Alliance for Financial Inclusion, and the Global Partnership for Financial inclusion). In addition, statistics on financial inclusion are collected and analyzed by international organizations such as the Organization for Economic Cooperation and development, the Basel Committee on Banking Supervision, the Financial Stability Board, and others.
确保物理技术公司在分布式环境下的顺利运行
摘要:在科学研究中,金融科技创新的发展往往与家庭普惠金融水平的提高有关。传统金融中介机构和一般金融系统的一个共同问题是,某些类别的个人由于各种原因无法获得金融服务或只能使用有限的金融服务清单。在这种情况下,金融排他性的一个例子是一个人无法以可接受的条件获得贷款。普惠金融是指将个人纳入金融关系体系,使其获得广泛的金融服务。家庭财务关系系统既包括家庭内部成员之间形成的与个人财务管理有关的内部财务关系,也包括家庭与国家、企业、金融机构以及其他家庭之间的外部财务关系。普惠金融问题是科学家个人和各种国际机构和组织(包括世界银行、国际货币基金组织、普惠金融联盟和普惠金融全球伙伴关系)的研究主题。此外,经济合作与发展组织(oecd)、巴塞尔银行监管委员会(Basel Committee on Banking Supervision)、金融稳定委员会(financial Stability Board)等国际组织也在收集和分析普惠金融的统计数据。
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