Designing a Smart Mobile Application to Detect Fraud Theft of E-Banking Access Based on SOA In Indonesia

Abstract

Fraud detection applications become an important part for companies, banks are one of the companies that have confidential data assets that need to be protected because they contain financial information. In the digital era, the use of mobile banking is a utility function for the need to perform daily financial activities such as bill payment and fund transfer. Addressing potential fraud in mobile banking services is a challenge for banks to make IT security systems remain confident, integrity, and available. Potential attacks on IT security will occur from the internal side of the organization as well as from external parties. In maintaining the level of security and convenience of customers in using e-banking services, banks try to make a tool to be able to prevent the occurrence of a large risk of loss in future. The most potential that will become an attack is social engineering and data theft by internal employees, in this research the focus is to discuss the two potential attacks on accounts that have long been dormant and deal with them with an application with the SOA approach.