金融科技和医疗费用:社会工作者应该知道什么。

IF 2.1 4区社会学 Q1 SOCIAL WORK

Social Work in Health Care Pub Date : 2023-01-01 DOI:10.1080/00981389.2023.2191656

Mathieu Despard, Sally A Hageman, Maudia Ahmad

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引用次数: 0

摘要

无法负担自付医疗费用的个人可能会减少医疗保健的使用，从而导致较差的健康结果。为了缓解这种情况，雇主转向金融科技(“fintech”)医疗信贷应用。我们研究雇主赞助的信贷金融科技应用程序(MedPut)是否有助于员工管理医疗费用。方差分析(ANOVA)和probit回归模型的结果显示，与不使用MedPut的员工相比，MedPut用户的财务状况更差，并且由于成本而延迟医疗保健的情况更多。研究结果可以为社会工作政策提供信息，并指导有关金融技术和医疗费用的实践观点。

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Fintech and medical expenses: What social workers should know.

Individuals who cannot afford out of pocket medical expenses may reduce health care use, resulting in poorer health outcomes. To ease the situation, employers turn to financial technology ("fintech") health care credit applications. We examine whether an employer-sponsored credit fintech application (MedPut) helps employees manage medical expenses. Results of the analysis of variance (ANOVA) and probit regression models reveal MedPut users did worse financially and delayed health care due to cost more often than employees who did not use MedPut. Results may inform social work policy and direct practice perspectives on fin-tech and medical expenses.

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来源期刊

Social Work in Health Care SOCIAL WORK-

CiteScore

3.80

自引率

9.10%

发文量

期刊介绍： Devoted to social work theory, practice, and administration in a wide variety of health care settings, this journal gives you the tools to improve your practice while keeping you up-to-date with the latest crucial information. Social Work in Health Care is edited by Gary Rosenberg, PhD, one of the most respected leaders in health social work. This creative, lively journal brings you the most important articles on research, leadership, clinical practice, management, education, collaborative relationships, social health policy, and ethical issues from the most respected experts in the field. The journal"s special issues comprehensively discuss a single pertinent health care theme.