乌兹别克斯坦共和国商业银行坏账管理

Q4 Earth and Planetary Sciences

GIS-Business Pub Date : 2019-07-05 DOI:10.26643/gis.v14i4.4706

Abdikarimova Dinara Rustamxanovna

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引用次数: 0

摘要

许多发展中国家的银行业都存在商业银行贷款的可收款性问题。在乌兹别克斯坦共和国，自独立初期以来，商业银行一直遇到许多有关坏账和(或)可疑债务的问题。这些类型的贷款要么是由于不良和不准确的抵押品评估，要么是由于不良的信贷组合管理。然而，国有银行的坏账和呆账比例高于民营商业银行。本文研究了与坏账有关的问题的起源，并回答了为什么国有银行在过去的5年里坏账数量呈上升趋势。此外，它还发展了解决这些问题的方法。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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Managing Bad Debts in Commercial Banks of the Republic Of Uzbekistan

The problem of collectability of loans in commercial banks exists in the banking industry of many developing countries. In the Republic of Uzbekistan, since the early years of independence, commercial banks have been experiencing many issues concerning bad and/or doubtful debts. These types of loans appeared because of either poor and inaccurate collateral assessment or bad credit portfolio management. However the share of bad and doubtful debts in state owned banks is higher than private commercial banks. This paper studies the origin of the issue related to bad debts and answers why state owned banks have had an upward trend in the amount of those debts for the last 5 years. In addition, it develops the ways of addressing those issues.

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来源期刊

GIS-Business Earth and Planetary Sciences-Earth and Planetary Sciences (all)

自引率

0.00%

发文量

期刊介绍： GIS Business with ISSN no. 1430-3663 is bimonthly UGC Approved journal for publication of research papers related to planning, managment, GIS, geography, geology, geoinformatics, earth sciences, remote sensing, satellites, GPS, coodinate systems, urban planning, spatial studies, human settlements, and many more related subjects. Remote sensing is the art and science of making measurements of the earth using sensors on airplanes or satellites and geographic information system (GIS) is a computer-based tool for mapping and analyzing feature events on earth. It integrates common database operations, such as query and statistical analysis, with maps. The open access journal GIS Business is a scientific journal that includes a wide range of fields in its discipline and reports the acquisition of information about an object or phenomenon without making physical contact with the object. It allows to view and analyse multiple layers of spatially related information associated with a geographic region/location. It publishes all concerned research findings and discoveries pertaining to the ingredients and their mode of therapeutic nature to create a platform for the authors to make their contribution towards the journal.