金融知识、金融行为和金融普惠对金融福祉的影响

Gita Selvia, Dewi Rahmayanti, Chairil Afandy, Intan Zoraya
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引用次数: 8

摘要

. 本研究考察了金融知识、金融行为和金融普惠对金融福祉的影响。本研究采用的抽样方法为目的抽样,总样本量为509人。我们在印度尼西亚苏门答腊岛通过社交媒体分发在线问卷收集数据。使用偏最小二乘(PLS)技术对数据进行检验。结果表明,金融知识、金融行为和金融普惠对金融幸福感有正向影响。我们还发现,金融行为和金融普惠在金融知识对金融幸福感的影响中起中介作用。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
The Effect of Financial Knowledge, Financial Behavior and Financial Inclusion on Financial Well-being
. This study examines the effect of financial knowledge, financial behavior, and financial inclusion on financial well-being. The sampling method used in this study was purposive sampling with a total sample size of 509. We collected data using an online questionnaire distributed via social media in Sumatra, Indonesia. Data were examined using the Partial Least Square (PLS) technique. The results showed that financial knowledge, financial behavior, and financial inclusion had a positive effect on financial well-being. We also found that financial behavior and financial inclusion mediate the influence of financial knowledge on financial well-being.
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