{"title":"Kredyt z opcją „klucz za dług” a dobrowolna sprzedaż nieruchomości","authors":"Paweł Nowak","doi":"10.18778/2391-6478.4.32.02","DOIUrl":null,"url":null,"abstract":"The purpose of the article: The aim of the article is to discuss the loan proposal in the „ key for debt ” formula contained in Recommendation S of 2019 against the background of voluntary sale of real estate based on art. 35 of the Act on Mortgage Credit and Supervision over Mortgage Credit Intermediaries and Agents [on Mortgage Loans and Loan Agents of 23 March 2017]. Methodology: It was created on the basis of an analysis of the content of legal acts and documents as well as studies of the subject literature. Results of the research: The conclusions contained in the article refer to the possibility of using one of these institutions to free yourself from debt. The analysis shows that a loan in the „ key for debt ” formula, due to insufficient interest on the part of lenders and borrowers, will not be a real support for borrowers and borrowers will not be able to limit their liability for the loan taken to the value of the real estate being credited.","PeriodicalId":34805,"journal":{"name":"Finanse i Prawo Finansowe","volume":"28 1","pages":""},"PeriodicalIF":0.0000,"publicationDate":"2021-10-27","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"0","resultStr":null,"platform":"Semanticscholar","paperid":null,"PeriodicalName":"Finanse i Prawo Finansowe","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.18778/2391-6478.4.32.02","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"","JCRName":"","Score":null,"Total":0}
引用次数: 0
摘要
文章的目的:文章的目的是在基于艺术的房地产自愿出售的背景下，讨论2019年建议S中包含的“key for debt”公式中的贷款提案。《抵押信贷和抵押信贷中介机构和代理人监管法》[关于2017年3月23日的抵押贷款和贷款代理人]第35条。方法论:它是在对法律行为和文件内容的分析以及对主题文献的研究的基础上创建的。研究结果:文章中包含的结论提到了利用这些机构之一来摆脱债务的可能性。分析表明，“债务的关键”公式中的贷款，由于贷款人和借款人的利息不足，将不会对借款人提供真正的支持，借款人将无法将其对贷款的责任限制在被记入的房地产价值上。
Kredyt z opcją „klucz za dług” a dobrowolna sprzedaż nieruchomości
The purpose of the article: The aim of the article is to discuss the loan proposal in the „ key for debt ” formula contained in Recommendation S of 2019 against the background of voluntary sale of real estate based on art. 35 of the Act on Mortgage Credit and Supervision over Mortgage Credit Intermediaries and Agents [on Mortgage Loans and Loan Agents of 23 March 2017]. Methodology: It was created on the basis of an analysis of the content of legal acts and documents as well as studies of the subject literature. Results of the research: The conclusions contained in the article refer to the possibility of using one of these institutions to free yourself from debt. The analysis shows that a loan in the „ key for debt ” formula, due to insufficient interest on the part of lenders and borrowers, will not be a real support for borrowers and borrowers will not be able to limit their liability for the loan taken to the value of the real estate being credited.
求助内容：
应助结果提醒方式：
京公网安备 11010802042870号
