在网络借贷服务中使用他人KTP的刑事责任

IF 2.5 3区社会学 Q2 DEVELOPMENT STUDIES

European Journal of Development Research Pub Date : 2023-05-31 DOI:10.28926/jdr.v7i1.283

Chandra Asmoro Putro, D. K, Asenly L. Kambuaya

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引用次数: 0

摘要

目前，KTP作为申请网络贷款的主要条件正在被滥用。滥用他人的KTP用于在线贷款服务，会给不知道这些活动的KTP所有者造成损失。本研究旨在检查和分析在线贷款中KTP的存在，以及滥用他人KTP进行在线贷款的刑事指控。这类研究是采用成文法和概念方法的规范性法律研究。研究结果表明，KTP作为网络贷款服务中的电子文档，以及滥用他人的KTP用于网络贷款，都受到了《个人资料保护法》和《个人资料保护法》的交替和累积的双重制约。

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Criminal Responsibility for Use of Other People's KTP in Online Loan Services

KTP as the main requirement for applying for online loans is currently being abused. Misuse of other people's KTPs for online loan services results in losses for KTP owners who are not aware of these activities. This study aims to examine and analyze the existence of KTP in online loans along with criminal charges for misusing other people's KTPs for online loans. This type of research is normative legal research with statutory and conceptual approaches. The results of the study show that KTP as an electronic document in online loan services and misuse of other people's KTPs for online loans are snared by the ITE Law as well as the Personal Data Protection Law both alternatively and cumulatively.

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来源期刊

European Journal of Development Research DEVELOPMENT STUDIES-

CiteScore

5.70

自引率

4.00%

发文量

期刊介绍： The European Journal of Development Research (EJDR) redefines and modernises what international development is, recognising the many schools of thought on what human development constitutes. It encourages debate between competing approaches to understanding global development and international social development. The journal is multidisciplinary and welcomes papers that are rooted in any mixture of fields including (but not limited to): development studies, international studies, social policy, sociology, politics, economics, anthropology, education, sustainability, business and management. EJDR explicitly links with development studies, being hosted by European Association of Development Institutes (EADI) and its various initiatives. As a double-blind peer-reviewed academic journal, we particularly welcome submissions that improve our conceptual understanding of international development processes, or submissions that propose policy and developmental tools by analysing empirical evidence, whether qualitative, quantitative, mixed methods or anecdotal (data use in the journal ranges broadly from narratives and transcripts, through ethnographic and mixed data, to quantitative and survey data). The research methods used in the journal''s articles make explicit the importance of empirical data and the critical interpretation of findings. Authors can use a mixture of theory and data analysis to expand the possibilities for global development. Submissions must be well-grounded in theory and must also indicate how their findings are relevant to development practitioners in the field and/or policy makers. The journal encourages papers which embody the highest quality standards, and which use an innovative approach. We urge authors who contemplate submitting their work to the EJDR to respond to research already published in this journal, as well as complementary journals and books. We take special efforts to include global voices, and notably voices from the global South. Queries about potential submissions to EJDR can be directed to the Editors. EJDR understands development to be an ongoing process that affects all communities, societies, states and regions: We therefore do not have a geographical bias, but wherever possible prospective authors should seek to highlight how their study has relevance to researchers and practitioners studying development in different environments. Although many of the papers we publish examine the challenges for developing countries, we recognize that there are important lessons to be derived from the experiences of regions in the developed world. The EJDR is print-published 6 times a year, in a mix of regular and special theme issues; accepted papers are published on an ongoing basis online. We accept submissions in English and French.