残疾保险和医疗改革:来自马萨诸塞州的证据

Nicole Maestas, Kathleen J. Mullen, Alexander Strand
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引用次数: 8

摘要

由于《平价医疗法案》(ACA)的实施,医疗保险可以在雇佣关系之外获得,对于许多拥有雇主赞助的医疗保险的人来说,申请社会保障残疾保险(SSDI)的成本将会下降——从残疾开始算起,在长达29个月的等待期内,可能没有医疗保险。与此同时,对于那些原本无法获得医疗保险的个人来说,参加社会保障补助计划和补充保障收入的价值将会下降。我们研究了2006年马萨诸塞州医疗改革,以估计ACA对SSDI和SSI应用的潜在影响。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Disability Insurance and Healthcare Reform: Evidence from Massachusetts
As health insurance becomes available outside of the employment relationship as a result of the Affordable Care Act (ACA), the cost of applying for Social Security Disability Insurance (SSDI)—potentially going without health insurance coverage during a waiting period totaling 29 months from disability onset—will decline for many people with employer-sponsored health insurance. At the same time, the value of SSDI and Supplemental Security Income (SSI) participation will decline for individuals who otherwise lacked access to health insurance. We study the 2006 Massachusetts healthcare reform to estimate the potential effects of the ACA on SSDI and SSI applications.
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