伊斯兰银行代理问题处理策略

Rahmayati Rahmayati, K. Khairunnisa
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引用次数: 0

摘要

在2018年至2020年期间,GCG报告中分别发现了穆阿马拉银行的21起、8起和26起内部欺诈案件。与此同时,在BNI伊斯兰教法的官方网站上,有8到9个内部欺诈的发现。伊斯兰银行是一家基于伊斯兰教原则运作的银行机构。因此,本研究概述了可能导致伊斯兰银行代理问题的各种问题。本研究运用ANP研究方法描述伊斯兰银行代理问题,并寻找解决方案。导致代理问题的主要问题是缺乏对利润分享融资机制的监管,这符合解决代理问题的优先事项,即对已分配的融资进行常规监管。这一结果得到了说话者的一致同意,其一致性值为W = 0.24。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Agency Problem Handling Strategy in Shariah Bank
In the period 2018 - 2020 there were 21, 8 and 26 findings of internal fraud cases at Bank Muamalat in the GCG report. Meanwhile, in BNI Syariah there are 8 to 9 findings of internal fraud contained on the official BNI Syariah website. Sharia Bank is a banking institution that is carried out based on sharia principles. Therefore, this study outlines various problems that may cause agency problems in Islamic banks. This research uses ANP research methods to describe problems and find solutions related to Agency Problems in Islamic Banking. The main problem causing the Agency Problem is the lack of supervision on the profit-sharing financing mechanism, in line with the priority of solutions related to agency problems, namely routine supervision related to financing that has been distributed. This result was agreed upon by the speakers with a rater agreement value of W = 0.24.
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