金融素养、金融态度和金融行为控制点对UNESA经济与商业专业学生的影响分析

IF 2.5 4区管理学 Q2 BUSINESS, FINANCE

Abacus-A Journal of Accounting Finance and Business Studies Pub Date : 2022-07-28 DOI:10.47153/afs23.4392022

Alifa Salsabila Hidayat, Sista Paramita

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引用次数: 4

摘要

财务行为是一个概念，与一个人管理(计划、预算、审计、管理、控制、寻求和储存)日常财务资金的能力有关。行为金融学是金融学理论与经济学、心理学规律相结合的产物。金融行为的出现是根据收入来满足生活需要的愿望的影响。作为一个优势，一个人会倾向于明智地使用他的个人财务。这种类型的研究使用定量方法。本研究的调查对象为97人，采用非概率抽样方法，即目的抽样。数据分析采用多元线性回归方法，借助SPSS 24版程序。结果显示，金融素养、金融态度和控制源的假设检验对泗水国立大学经济与商业学院学生的金融行为有部分正向显著影响。

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The Analysis of Financial Literacy, Financial Attitude and Locus of Control Toward Financial Behavior on UNESA's Economic and Business Students

Financial behaviour is a concept related to a person's ability to manage (plan, budget, audit, manage, control, seek, and store) daily financial funds. Behavioural finance is a combination of financial theory and the laws of economics and psychology. The emergence of financial behaviour is the impact of the desire to meet the needs of life according to income. As an advantage, a person will tend to spend his personal finances wisely. This type of research uses quantitative methods. The population in this study were 97 respondents, using a non-probability sampling method, namely purposive sampling. Data analysis used multiple linear regression method with the help of SPSS version 24 program. The results showed that the hypothesis testing of financial literacy, financial attitude, and locus of control partially had a positive and significant effect on the financial behaviour of students of the Faculty of Economics and Business, Surabaya State University.

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来源期刊

Abacus-A Journal of Accounting Finance and Business Studies BUSINESS, FINANCE-

CiteScore

3.30

自引率

4.80%

发文量

期刊介绍： Since 1965 Abacus has consistently provided a vehicle for the expression of independent and critical thought on matters of current academic and professional interest in accounting, finance and business. The journal reports current research; critically evaluates current developments in theory and practice; analyses the effects of the regulatory framework of accounting, finance and business; and explores alternatives to, and explanations of, past and current practices.