投资者的概要文件

Kathryn Simms
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引用次数: 2

摘要

美国女性面临着许多经济挑战:她们通常比男性挣得少;他们生活在贫困中的可能性更大;考虑到他们的平均寿命,他们需要大量的退休基金。因此,全面了解女性如何利用投资建议来应对这些挑战至关重要。然而,文献在这个问题上基本上是沉默的。本研究通过对最近收集的具有全国代表性的大型数据库进行聚类分析和逻辑回归,评估了女性投资者的两种概况,从而填补了文献中的这一空白。寻求投资建议的预测因素因个人背景而异。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Investor profiles
Women in the United States face numerous financial challenges: They typically earn less than men do; they have greater probabilities of living in poverty; and they need substantial retirement funds, given their average longevity. Consequently, a comprehensive understanding of how women use investment advice to remedy these challenges is vital. However, the literature is largely mute on this issue. This study helps to fill this gap in the literature by evaluating two profiles of female investors through cluster analysis and logistic regression conducted on a large, nationally representative database collected recently. Predictors of seeking investment advice vary considerably across profiles.
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