基于金融科技的商业银行绿色金融发展模式研究

Weijia Cui
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引用次数: 2

摘要

20世纪90年代以来,尽管中国经济快速发展,但环境污染和生态失衡问题日益严重。金融科技金融发展技术是近年来出现的一个与金融相关的概念,它对商业银行实现国家绿色金融运行机制和效果评价的研究有着巨大的影响。本文主要研究兴业银行在金融科技背景下如何更好地完善绿色信贷风险管理体系,并借鉴兴业银行绿色信贷风险管理的经验,为银行业开展绿色信贷风险管理提供建议,促进现代绿色信贷风险管理体系建设的发展。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Research on the Green Finance Development Model of Commercial Banks Based on FinTech
Since the 1990s, despite the rapid development of China’s economy, environmental pollution and ecological imbalances have become more and more serious. Fintech financial development technology is a financial-related concept in recent years, which has a huge effect on the research of commercial banks to realize the national green finance operation mechanism and effect evaluation. This article mainly studies how Industrial Bank can better improve the green credit risk management system in the context of Fintech, and also learns from Industrial Bank’s risk management of green credit, provides suggestions for the development of green credit risk management in the banking industry, and promotes modern green, and the development of credit risk management system construction.
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