信用风险管理在PT. Permodalan national Madani Ulamm Balikpapan管理微企业融资中的实施分析

IF 1 Q4 BUSINESS

International Journal of Asian Business and Information Management Pub Date : 2023-08-19 DOI:10.55927/ijabm.v2i4.5316

Syafri Rinansyah

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引用次数: 0

摘要

本研究旨在分析PT Permodalan Nasional Madani ULaMM Balikpapan在微型企业融资中管理风险的实施情况，从而了解该公司对现有风险进行管理的程度。本研究结果表明，延迟分期付款融资直至无法偿还债务的风险是公司面临的一种信用风险，但公司在应对这些风险时已经做好了风险管理。公司自有风险管理分为风险前和风险后两个阶段，目的是面对已经发生或将要发生的风险，按照公司自有的标准融资程序，从识别每一项风险到控制每一项风险，使公司能够克服每一项风险

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Analysis of Implementation of Credit Risk Management in Management Micro Business Financing at PT. Permodalan Nasional Madani Ulamm Balikpapan

This study aims to analyze how the implementation of management risks in micro business financing at PT Permodalan Nasional Madani ULaMM Balikpapan so that it can be known the extent of risk management that has been owned company to deal with existing risks. The results of this study indicate that the risk of late installment payments financing until unable to pay off its obligations is a credit risk faced by the company, but the company has prepared risk management In dealing with these risks, there are stages of pre- and post-risk management risks owned by the company in order to face risks that occur or will occur with the aim of minimizing the losses experienced by the company carried out properly in accordance with the standard financing procedures that are owned company, from identifying each risk to controlling it so that every risk that occurs can be overcome by the company

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来源期刊

International Journal of Asian Business and Information Management BUSINESS-

CiteScore

2.80

自引率

0.00%

发文量

期刊介绍： The mission of the International Journal of Asian Business and Information Management (IJABIM) is to establish an effective channel of communication between academic and research institutions, policy makers, government agencies, and individuals concerned with the complexities of Asian business, information technologies, sustained development, and globalization. IJABIM promotes and coordinates developments in the field of Asian and Chinese studies, as well as presents strategic roles of IT and management towards sustainable development with emphasis on practical aspects in Asia. It is especifically focused on Central Asia/Himalayan region/Southeast Asia/Far East.