个人储蓄和交易平衡变化

I. Pearce, Stephen Thomas
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摘要

在本文中,作者提请注意(1)通过人寿基金的合约储蓄在个人储蓄的定义中的作用,(2)当通货膨胀存在时,记录数据中交易余额变化的外观。他们利用英国1963年至1982年的季度数据估算了一个简单的模型,这个模型在理论和数据上都是一致的:非合同储蓄的变化主要是由交易余额的变化决定的,而在储蓄和消费研究中经常出现的其他经济变量被发现是不重要的。布莱克威尔出版有限公司和曼彻斯特维多利亚大学1986年版权所有
本文章由计算机程序翻译,如有差异,请以英文原文为准。
PERSONAL SAVINGS AND TRANSACTIONS BALANCE CHANGES
In this paper the authors draw attention (1) to the role of contra ctual saving via life funds in the definition of personal savings and(2) to the appearance of transactions balance changes in recorded data when inflation is p resent. Using quarterly U.K. data for the period 1963-82, they estimate a simple model, which is both theory and data consistent: changes in noncontractual savi ngs are dominatedby transaction balance changes, and other economic variables t hat frequently appear in savings and consumption studies are found to be unimpor tant. Copyright 1986 by Blackwell Publishers Ltd and The Victoria University of Manchester
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