金融技术及其对印度贫困的影响

Rahul Singh Gautam, Jagjeevan Kanoujiya, Venkata Mrudula Bhimavarapu, Dr. Shailesh Rastogi
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引用次数: 10

摘要

本文旨在考察金融技术(Kisan信用卡和ATM)对印度贫困的影响,并实证分析金融技术对贫困评分的影响。我们考虑了印度22个邦三个财政年度(即2018年至2020年)的数据。目前的研究使用面板数据分析来检验假设。结果表明,金融技术(Kisan信用卡和ATM)与其对印度贫困评分的影响之间存在负相关关系。目前的研究表明,政府应该更加关注扩大金融技术,包括通过投资基础设施来提高银行服务,从而促进经济增长和金融稳定,消除贫困。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Financial Technology and Its Impact on Poverty in India
The paper aims to examine the effects of financial technology (Kisan Credit Card and ATM) on India's Poverty and empirically analyze the influence of financial technology on poverty scores. We consider data from twenty-two Indian states for three fiscal years, i.e., from 2018 to 2020. The current study uses panel data analysis to test the hypothesis. Results suggest a negative association between financial technology (Kisan credit card and ATM) and its influence on the poverty score in India. The current study suggests that the government should pay more attention to expanding financial technology, including increasing economic growth and financial stability and eliminating poverty by investing in infrastructure that would enhance banking services.
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