基于印尼法律,分析了网上贷款组织者滥用个人数据行为中的消费者保护分析

Q1 Arts and Humanities
Novri Novri, F. Y. P. Amboro, Rufinus Hotmaulana Hutauruk
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引用次数: 0

摘要

对于那些对在线服务管理者,特别是在线贷款金融服务领域感到委屈的消费者来说,2022年个人数据相关法规的出台是他们热切期待和期待的。具体规范个人资料保护的规则是第2号法律。关于个人数据保护的2022年第27号法令,在关于个人数据的特殊法规存在之前,ITE法和其他类似的法律法规被用作消费者保护的参考。制定了关于个人数据保护的2022年第27号法律,以便它不与保证在社会中保护个人数据的其他法规重叠。除了这些规定之外,还有一些关于这个问题的规定,即2016年第11号法律对2008年第11号法律关于ITE的修正案,金融服务管理局(OJK)第1号/POJK的规定。关于消费者保护和OJK条款第77/POJK号。2016年1月1日关于网络贷款服务的通知。撰写本文的研究方法是一种规范的研究方法,定义为从类似期刊、文章、论文、论文等数据中获取基础材料的研究。受到损害的消费者可以通过仲裁和诉讼两种渠道进行法律行动,如果已经进行了仲裁,那么双方没有达成和平协议,那么他们可以通过向当地警方报告这件事来寻求诉讼渠道,也可以向当地地方法院提起诉讼。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
A Analisis Perlindungan Konsumen dalam Tindakan Penyalahgunaan Data Pribadi oleh Penyelenggara Pinjaman Online Berdasarkan Perspektif Hukum Indonesia
The emergence of regulations regarding personal data in 2022 is eagerly awaited and anticipated by consumers who feel aggrieved by online service managers, especially in the field of online-based loan financial services. The rules that specifically regulate the protection of personal data are Law no. 27 of 2022 concerning Personal Data Protection, prior to the existence of special regulations regarding personal data, the ITE Law and other similar legal regulations were used as a reference for consumer protection. Law Number 27 of 2022 concerning Personal Data Protection was formed so that it does not overlap with other regulations that guarantee the protection of personal data in the community. In addition to these regulations, there are still several regulations governing this matter, namely Law Number 11 of 2016 on amendments to Law Number 11 of 2008 concerning ITE, provisions of the Financial Services Authority (OJK) Number 1/POJK.07/2013 concerning Consumer Protection and OJK Provisions Number 77/POJK.01/2016 concerning Online-Based Loan Services. The research method used to write this article is a normative research method which is defined as research that has basic material from data in similar journals, articles, theses, theses, and so on. Consumers who are harmed can act legally with two choices, namely arbitration and litigation channels, if arbitration has been carried out then there is no agreement between the two parties for peace then they can pursue litigation channels by reporting this matter to the local police or can file lawsuits against the law to local District Court.
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来源期刊
Al Ihkam Jurnal Hukum  Pranata Sosial
Al Ihkam Jurnal Hukum Pranata Sosial Arts and Humanities-Religious Studies
CiteScore
2.50
自引率
0.00%
发文量
18
审稿时长
16 weeks
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