收入保障与残疾风险感知

IF 2.4 Q2 ECONOMICS
Marcin Kawiński, T. Szumlicz
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引用次数: 0

摘要

收入保障的概念已有近80年的历史,但其实施却造成了严重的社会保障问题。那些最关心这个问题的家庭是如何看待这个问题的?对国际劳工组织(ILO)建议中列出的突发事件的看法是什么?人类对风险的反应(风险下的行为)主要取决于对风险的感知,而残疾风险在这方面没有什么不同。它是一种主要的社会风险,是社会风险清单的一部分,由于金融化和负债,它往往是关键的。本文旨在寻找波兰残疾风险感知差异的决定因素。该研究涵盖了特定的决定因素,并采用定性和定量方法来分析这些决定因素。定性研究表明,残疾的风险并不是主要考虑因素。对这种风险的看法似乎各不相同。待定负债被认为主要是由于失业而不是由于不适合工作而产生的。对定量数据的分析显示了所选决定因素(性别、家庭中有关残疾的经历、年龄、教育水平和对财务状况的自我估计)在统计上的重要性。然而,它们的意义是有限的。年龄和教育水平似乎是最有前景的因素。年轻人和受过高等教育的人往往认为残疾的风险相对较低。这些人也面临着残疾带来的最严重的经济后果。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Income Security and the Perception of Disability Risk
The concept of income security is almost 80 years old but its implementation, nevertheless, poses a serious social security problem. How is this problem seen today by those most concerned, family households? What is the perception of contingencies listed in the International Labour Organization’s (ILO) recommendation? Human responses to risk (behaviour under risk) depend primarily on a perception of risk and disability risk is not different in this respect. It is a major social risk, a part of the list of social risks, and tends to be critical due to financialization and liabilities. This paper aims to find determinants for differences in the perception of disability risk in Poland. The research covers particular determinants and employs qualitative and quantitative methods to analyse such determinants. The qualitative study suggests that the risk of disability is not a primary consideration. The perception of that risk seems to be diverse. Pending liabilities are perceived as arising primarily due to unemployment rather than the lack of fitness for work. An analysis of quantitative data shows statistical importance of chosen determinants (gender, experience regarding disability within family, age, the level of education, and self-estimation of financial situation). However, their significance is limited. Age and education level seem to be most prospective. Young and highly educated people tend to perceive disability risk as relatively low. These are also the people who face the most significant financial consequences of disability.
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来源期刊
CiteScore
3.70
自引率
9.50%
发文量
0
审稿时长
24 weeks
期刊介绍: The mission of the Contemporary Economics is to publish advanced theoretical and empirical research in economics, finance, accounting and management with the noticeable contribution and impact to the development of those disciplines and preferably with practice relevancies. All entirety of methods is desirable, including a falsification of conventional understanding, theory building through inductive or qualitative research, first empirical testing of a theory, meta-analysis with theoretical implications, constructive replication that clarifies the boundaries or range of a theory for theoretical research as well as qualitative, quantitative, field, laboratory, meta-analytic, and combination for an empirical research. This clear priority for comprehensive manuscripts containing a methodology-based theoretical and empirical research with implications and recommendations for policymaking does not exclude manuscripts entirely focused on theory or methodology. Manuscripts that raise significant, actual topics of international relevance will be highly appreciated. The interdisciplinary approach including – besides economic, financial, accounting or managerial –also other aspects, is welcomed.
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