网络争议解决作为金融科技领域争议解决的替代模式

Dona Budi Kharisma, Nadzya Tanazal E.Ar
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引用次数: 0

摘要

金融科技(fintech)是数字经济时代对技术在金融服务中的应用。数字支付、p2p借贷和众筹是印尼金融科技快速发展的例子。然而,金融科技领域的大量纠纷表明,需要一种快速、简单、低成本的纠纷解决机制。在这方面,在线争议解决(ODR)作为一种替代性的争议解决模式出现了。ODR面临许多挑战,例如在ODR机制方面存在法律真空(rechtsvacuum),互联网中断以及印度尼西亚对个人数据的保护不力。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Online Dispute Resolution as an Alternative Model for Dispute Settlement in The Financial Technology Sector
Financial technology (fintech) is the use of technology in financial services in the digital economy era. Digital payments, peer-to-peer lending, and crowdfunding are examples of fintech that is growing rapidly in Indonesia. However, the high number of disputes in the fintech sector is an indication of the need for a dispute resolution mechanism that is fast, simple, and low-cost. In this regard, online dispute resolution (ODR) is present as an alternative dispute resolution model. ODR has many challenges, such as the existence of a legal vacuum (rechtsvacuum) regarding the ODR mechanism, internet disruption, and the weak protection of personal data in Indonesia.
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