秘鲁金融科技是如何创新的?来自多个案例研究的方法

360 Pub Date : 2019-09-25 DOI:10.18800/360gestion.201904.002
Gianella Judith Palomino Barchi, V. Velasquez, Katharine Cledia Marcos Quispe, Jean Pierre Seclen Luna
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引用次数: 2

摘要

金融科技是一种具有颠覆性商业模式的初创公司,提供数字金融服务。其主要竞争优势之一是他们不断创新,这就是为什么管理由此产生的创新与他们相关。在秘鲁,虽然金融科技生态系统正在发展,但没有关于金融科技创新的实证研究。本文有助于了解金融科技,并通过确定关键因素和流程实践来分析其创新流程的管理。为此,对秘鲁创业大赛的六名金融科技获胜者进行了多案例研究。我们的发现是,由于金融科技初创公司的迭代性和敏捷性,有些公司没有系统化的创新过程;然而,管理创新过程有一些关键的推动因素和实践,使他们能够成功地向市场推出新服务。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
¿Cómo innovan las fintech peruanas? Una aproximación a partir de un estudio de casos múltiple
Fintech is a type of startup with a disruptive business model that provides digital financial services. One of its main competitive advantages is that they continually  innovate, which is why the management of the resulting innovation relevant to them. In Peru, although the fintech ecosystem is growing, there are no empirical studies dealing with innovation in fintech. This article contributes to the knowledge of fintech and analyzes the management of its innovation processes by identifying key enablers and practices of the process. For this, a multiple case study of six fintech winners of the Startup Peru contest was carried out. The findings we have, due to the iterative and agile nature of fintech startups, some do not have a process of systematized innovation; however, there are key enablers and practices for managing the innovation process that allowthem to successfully launch new services to the market.
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360
360
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2
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