人寿保险中的分析近似

O. Leonova
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引用次数: 0

摘要

本文采用系统方法对预期寿命的概率特征进行建模。本文主要研究了死亡曲线、生存函数和死亡率等概率特征的建模。本文用一些特殊函数对2018年俄罗斯人口死亡率表上的数据进行了近似。用决定系数检验模型的拟合质量。根据模型,使用Microsoft Excel计算得到的特征值,并计算决定系数,构造选择图。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Analytical Approximation in Life Insurance
In this paper, the systematic approach is used to model the probabilistic characteristics of life expectancy. The article is devoted to modeling of such probabilistic characteristics as death curve, survival function and mortality rate. In the article, the data on the mortality tables of the population of Russia for the calendar year 2018 are approximated with some special functions. The quality of models fitting was tested using the coefficient of determination. Microsoft Excel was used to calculate the value of the resulting feature, according to the model, and also to calculate the coefficient of determination and to construct the graphs of selection.
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