银行信贷增长决定因素的有效性

Q3 Pharmacology, Toxicology and Pharmaceutics

Accounting Pub Date : 2022-01-01 DOI:10.5267/j.ac.2021.12.001

Suarni Norawati, Zulher Zulher, Kasmawati Kasmawati, C. Ratnasih

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引用次数: 4

摘要

本研究讨论了可以决定印尼银行信贷增长的变量。选取的自变量为第三方资金控制和运营成本对信贷增长的影响。使用的分析方法是带有Probit分析的多元回归，以查看lag-1和lag-2数据类别。结果表明，第三方资金和运营成本的控制对信贷增长的影响得到了显著的结果。这意味着第三方资金和运营成本影响信贷增长。同时，第三方资金部分影响因变量信贷增长。最后，运营成本部分影响因变量，即信贷增长。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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The effectiveness of the determinants of banking credit growth

This study discusses the variables that can determine the growth of bank credit in Indonesia. The selected independent variables are the control of third-party funds and operating costs on credit growth. The analytical method used is multiple regression with Probit analysis to see the lag-1 and lag-2 data categories. The results obtained that the Control of Third Parties Funds and Operational Costs on Credit Growth obtained significant results according to the simultaneous hypothesis testing. It means that the third-party funds and the operating costs affect credit growth. Meanwhile, the third-party funds partially influence the dependent variable, namely credit growth. Finally, the operational costs partially influence the dependent variable, namely credit growth.

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来源期刊

Accounting Pharmacology, Toxicology and Pharmaceutics-Pharmaceutical Science

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0.00%

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审稿时长

20 weeks