{"title":"保障更绿色的未来:绿色保险如何推动发展中国家可持续项目的投资?","authors":"Goshu Desalegn","doi":"10.3934/gf.2023008","DOIUrl":null,"url":null,"abstract":"Insurance companies are responding to the global challenge of climate change by introducing green insurance policies, which aim to promote sustainable projects across the globe. These policies offer financial protection and coverage for initiatives related to renewable energy, energy efficiency and other sustainable endeavors. Moreover, they incentivize investment in these projects by providing lower premiums or other financial benefits. In order to assess the impact of green insurance policies on driving investment in sustainable projects in developing countries, this study employed a systematic and bibliometric approach to thoroughly analyze the various forms, instruments, and measurements of green insurance. The study used 490 documents extracted from different databases. The search strategy involved using specific keywords to query the Web of Science, Scopus, science direct, and google scholar databases. A purposive sampling technique was implemented for data inclusion and exclusion. The study's findings indicate that the success of green insurance in developing countries faces several challenges, including inadequate infrastructure, limited awareness and education among individuals and businesses, absence of supportive regulatory frameworks and policies, insufficient demand, political instability, corruption and security concerns. Furthermore, the study finding reveals a need for more research, specifically exploring the effects of green insurance on investment in sustainable development. Hence future studies can use this finding as a benchmark for further studies. The study's novelty lies in its comprehensive analysis of green insurance policies and their impact on driving investment in sustainable projects in developing countries. Based on the findings, the study recommends that insurance companies offer incentives to investors involved in sustainable projects, such as employing premium shifting strategies that minimize premiums for non-environmentally sustainable projects and redirect those funds toward sustainable initiatives.","PeriodicalId":41466,"journal":{"name":"Green Finance","volume":null,"pages":null},"PeriodicalIF":5.5000,"publicationDate":"2023-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"1","resultStr":"{\"title\":\"Insuring a greener future: How green insurance drives investment in sustainable projects in developing countries?\",\"authors\":\"Goshu Desalegn\",\"doi\":\"10.3934/gf.2023008\",\"DOIUrl\":null,\"url\":null,\"abstract\":\"Insurance companies are responding to the global challenge of climate change by introducing green insurance policies, which aim to promote sustainable projects across the globe. 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引用次数: 1
摘要
为了应对气候变化带来的全球性挑战,保险公司正在推出旨在促进全球可持续发展项目的绿色保险政策。这些政策为与可再生能源、能源效率和其他可持续发展有关的举措提供财政保护和覆盖。此外,他们通过提供较低的保费或其他经济利益来激励对这些项目的投资。为了评估绿色保险政策对推动发展中国家可持续项目投资的影响,本研究采用系统的文献计量方法对绿色保险的各种形式、工具和测量方法进行了深入分析。该研究使用了从不同数据库中提取的490份文件。搜索策略包括使用特定关键词查询Web of Science、Scopus、Science direct和谷歌学者数据库。采用有目的的抽样技术对数据进行纳入和排除。研究结果表明,绿色保险在发展中国家的成功面临着若干挑战,包括基础设施不足、个人和企业的意识和教育有限、缺乏支持性监管框架和政策、需求不足、政治不稳定、腐败和安全问题。此外,研究结果表明需要更多的研究,特别是探索绿色保险对可持续发展投资的影响。因此,未来的研究可以将这一发现作为进一步研究的基准。这项研究的新颖之处在于它全面分析了绿色保险政策及其对推动发展中国家可持续项目投资的影响。根据研究结果,该研究建议保险公司向参与可持续项目的投资者提供激励措施,例如采用保费转移策略,将非环境可持续项目的保费降至最低,并将这些资金转向可持续项目。
Insuring a greener future: How green insurance drives investment in sustainable projects in developing countries?
Insurance companies are responding to the global challenge of climate change by introducing green insurance policies, which aim to promote sustainable projects across the globe. These policies offer financial protection and coverage for initiatives related to renewable energy, energy efficiency and other sustainable endeavors. Moreover, they incentivize investment in these projects by providing lower premiums or other financial benefits. In order to assess the impact of green insurance policies on driving investment in sustainable projects in developing countries, this study employed a systematic and bibliometric approach to thoroughly analyze the various forms, instruments, and measurements of green insurance. The study used 490 documents extracted from different databases. The search strategy involved using specific keywords to query the Web of Science, Scopus, science direct, and google scholar databases. A purposive sampling technique was implemented for data inclusion and exclusion. The study's findings indicate that the success of green insurance in developing countries faces several challenges, including inadequate infrastructure, limited awareness and education among individuals and businesses, absence of supportive regulatory frameworks and policies, insufficient demand, political instability, corruption and security concerns. Furthermore, the study finding reveals a need for more research, specifically exploring the effects of green insurance on investment in sustainable development. Hence future studies can use this finding as a benchmark for further studies. The study's novelty lies in its comprehensive analysis of green insurance policies and their impact on driving investment in sustainable projects in developing countries. Based on the findings, the study recommends that insurance companies offer incentives to investors involved in sustainable projects, such as employing premium shifting strategies that minimize premiums for non-environmentally sustainable projects and redirect those funds toward sustainable initiatives.
期刊介绍:
Green Finance is an international, interdisciplinary Open Access journal dedicated to green finance, environmental, and sustainability research and practice. It offers a platform for publishing original contributions and technical reviews on green finance and related topics, following a rigorous peer-review process. Accepted article types include original research, reviews, editorials, letters, and conference reports.