Akad Murabahah的KPR付款选择(住房所有权信贷)(穆马拉特银行分行Samarinda助理Strong的案例研究)

Altijary Pub Date : 2016-12-01 DOI:10.21093/at.v2i1.688
Sapi'i Sapi'i, Agus Setiawan
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引用次数: 1

摘要

拥有自己的家是所有人的梦想,甚至是必须满足的基本人类需求。但大多数人无法用现金购买,只能分期付款或信贷购买,而Muamalat银行本身提供了各种KPRS,可以根据需要选择,而且无息。拥有自己的房子不再是一件困难的事情,因为银行发放的住房贷款通常被称为抵押贷款(KPR)。穆阿马拉银行(Bank Muamalat)目前满足人们对住宅伊斯兰教的需求,穆阿马拉银行(Bank Muamalat)的融资是根据伊斯兰教原则为住宅物业提供的融资设施。这就需要社区按照伊斯兰教的原则对房屋的所有权进行分期付款。本研究的目的是确定影响客户选择AkadMurabaha融资抵押贷款的因素。本研究得出客户选择AkadMurabaha融资抵押贷款的因素有宗教因素、区位因素、朋友因素、广告因素、经济因素、关怀因素。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Pemilihan Pembiayaan KPR (Kredit Pemilikan Rumah) Dengan Akad Murabahah (Studi kasus di Bank Muamalat Tbk Cabang Pembantu Samarinda Seberang)
Having your own home is the dream of all people, even being the basic human needs that must be met. But most people cannot afford to buy with cash to buy in installments or credit and the bank Muamalat itself, provided a variety of KPRS that can be selected according to the needs and interest free. Having your own home is no longer a difficult one, because there are the housing loans granted by banks commonly called mortgage (KPR). Bank Muamalat was present meet the demand of people with the name Residential Syariah financing from Bank Muamalat is a financing facility for residential property in accordance with Islamic principles. Thatneeds with of the community in the ownership of the house in installment and in accordance with Islamic principles. The purpose of this study to determine Factors Influencing the Customer in choosing a mortgage with AkadMurabaha Financing. This study concluded that the factors Customers Choose AkadMurabaha Financing mortgages with Religion is a factor, Factor Location Factor, Friends, Ad Factors, Economic Factors, Care Factor.
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