建房互助会:改革建议

IF 7.4 2区管理学 Q1 MANAGEMENT

Service Industries Journal Pub Date : 1998-04-01 DOI:10.1080/02642069800000024

H. Jarman

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引用次数: 1

摘要

作者对建房互助会和消费者进行了两次调查。前者将监管技术与监管目标联系起来，并使用制度方法，这种方法可能适用于其他受监管的行业。一些人建议设计改革方案，包括为银行和房屋互助协会设立一个监管机构、保留互助关系(导致互助银行)、简化资本充足率规则、设立最后贷款人、设定最低现金要求、将批发限额提高至50%、增加抽查，以及提高投资者保护水平。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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Building Societies: Some Suggestions for Reform

The author conducted two surveys of building societies and consumers. The former linked supervisory techniques to the objectives of regulation and used the regime method, a methodology possibly relevant for other regulated industries. Some suggested reforms were devised including one supervisory agency for banks and building societies, the retention of mutuality (leading to mutual banks), a simplification of the capital adequacy rules, a lender of last resort, a minimum cash requirement, a rise in the wholesale limit to 50 per cent, more spot checks and an increase in the level of investor protection.

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来源期刊

Service Industries Journal MANAGEMENT-

CiteScore

19.00

自引率

18.10%

发文量

期刊介绍： The mission of The Service Industries Journal is to enhance our understanding of the services sector, service firms, and the efficient management of these entities. Pioneering the field since 1981, we stand as the world's inaugural academic, peer-reviewed journal dedicated to the services sector and service management. Over the years, we have earned a prestigious international reputation for delivering high-quality content and insights. We enthusiastically invite submissions from researchers worldwide whose studies are grounded in social sciences such as sociology, psychology, economics, law, and politics.