性别、家庭状况和健康特征：理解智利养老金模式中的退休不平等

IF 2.8 4区管理学 Q1 ECONOMICS

International Labour Review Pub Date : 2022-05-07 DOI:10.1111/ilr.12365

Marcela PARADA-CONTZEN

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引用次数: 2

摘要

本文旨在衡量在具有强制性个人储蓄账户的退休制度背景下，生命周期事件对累积退休储蓄的影响。考虑到终身事件通过多个渠道产生的影响，作者利用智利一项标志性实验的数据，提出了一组相关方程，这些方程反映了劳动力市场行为、投资组合和储蓄决策、风险偏好以及家庭和健康特征。研究结果表明，处于财富分配中间的女性，已婚并育有两个孩子，在其工作生命周期的最后十年中遭受健康冲击，积累的财富少于女性。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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Gender, family status and health characteristics: Understanding retirement inequalities in the Chilean pension model

This paper aims to measure the impact of life-cycle events on accumulated retirement savings within the context of a retirement system with mandatory individual savings accounts. Taking into account the impact of lifetime events through multiple channels, the author presents a set of correlated equations that capture labour market behaviour, portfolio and savings decisions, risk preferences, and family and health characteristics, using data from an iconic Chilean experiment. The findings indicate that a woman located in the middle of the wealth distribution who is married with two children, and who suffers a health shock in the last ten years of her working life cycle, accumulates less wealth than her counterpart.

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来源期刊

International Labour Review Multiple-

CiteScore

4.30

自引率

20.00%

发文量

期刊介绍： The International Labour Review is the world"s leading multidisciplinary journal of labour market institutions and economics. Its aim is to advance academic research and inform policy debate and decision-making in these fields by bringing together the original thinking of lawyers, economists, sociologists, political scientists and industrial relations specialists on a broad range of labour market policy and social protection concerns. The International Labour Review also features concise reports on current developments considered to be of particular interest to those working in these fields and reviews of recent major publications. It is committed to an editorial policy that combines accessibility with rigorous, insightful analysis and the highest scholarly standards.