夫妻和个人愿意承担风险

IF 2.5 2区 经济学 Q2 ECONOMICS
David Boto-García , Alessandro Bucciol
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引用次数: 0

摘要

本研究分析了情感伴侣的冒险意愿与其个体成分之间的关系。使用一项在126对夫妇的实验室实验中收集的基于调查的测量,我们估计了一个解释女性、男性和夫妇WTR的联合模型。我们在个人风险规范中控制社会人口统计学特征和人格特征,在联合风险规范中则控制关系的长度。我们发现,个人WTR与人格的相关性大于与社会人口学变量的相关性。一旦考虑到由不可观察的共同因素引起的内生性,夫妻WTR同样由每个伴侣的个人WTR决定。这意味着厌恶风险(容忍风险)的人在与伴侣相处时似乎愿意承担比他/她个人行为时更多(更少)的风险。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Couple and individual willingness to take risks

This study analyses the relationship between the willingness to take risk (WTR) of a sentimental couple and its individual components. Using a survey-based measure collected in a lab experiment with 126 couples, we estimate a joint model for explaining female, male, and couple WTR. We control for socio-demographic characteristics and personality traits in the individual risk specifications and for the length of the relationship in the joint risk specification. We find that individual WTR is related to personality more than to socio-demographic variables. Couple WTR is equally determined by the individual WTR of each partner, once endogeneity arising from unobservable common factors is considered. This implies that risk-averse (risk-tolerant) individuals appear to be willing to take more (less) risk when behaving with the partner than he/she would like when behaving individually.

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来源期刊
CiteScore
5.20
自引率
31.40%
发文量
69
审稿时长
63 days
期刊介绍: The Journal aims to present research that will improve understanding of behavioral, in particular psychological, aspects of economic phenomena and processes. The Journal seeks to be a channel for the increased interest in using behavioral science methods for the study of economic behavior, and so to contribute to better solutions of societal problems, by stimulating new approaches and new theorizing about economic affairs. Economic psychology as a discipline studies the psychological mechanisms that underlie economic behavior. It deals with preferences, judgments, choices, economic interaction, and factors influencing these, as well as the consequences of judgements and decisions for economic processes and phenomena. This includes the impact of economic institutions upon human behavior and well-being. Studies in economic psychology may relate to different levels of aggregation, from the household and the individual consumer to the macro level of whole nations. Economic behavior in connection with inflation, unemployment, taxation, economic development, as well as consumer information and economic behavior in the market place are thus among the fields of interest. The journal also encourages submissions dealing with social interaction in economic contexts, like bargaining, negotiation, or group decision-making. The Journal of Economic Psychology contains: (a) novel reports of empirical (including: experimental) research on economic behavior; (b) replications studies; (c) assessments of the state of the art in economic psychology; (d) articles providing a theoretical perspective or a frame of reference for the study of economic behavior; (e) articles explaining the implications of theoretical developments for practical applications; (f) book reviews; (g) announcements of meetings, conferences and seminars.
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