社会保障的决定:接受者应该选择提前支付吗?

Journal of Wealth Management Pub Date : 2023-01-19 DOI:10.3905/jwm.2023.1.196

Tom Arnold, J. Earl, Terry D. Nixon

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引用次数: 0

摘要

开发了两个基于excel的模板，以帮助确定何时开始领取每月的社会保障福利是最佳的。决策信息通过实现回报率来解释不确定的预期寿命，该回报率至少应设置为个人的预期投资回报，或基于文章中提供的考虑潜在预期寿命的度量。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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Social Security Decisions: Should Recipients Opt for Early Payments?

Two Excel-based templates are developed to help determine when it is optimal for starting to receive monthly social security benefits. The decision information accounts for uncertain life expectancy by implementing a rate of return that should be set, at a minimum, to the individual’s expected return on investments or based on a metric provided in the article that considers potential life expectancy.

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来源期刊

Journal of Wealth Management Economics, Econometrics and Finance-Economics and Econometrics

CiteScore

1.10

自引率

0.00%

发文量